Washington County
Maryland — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 69th
Washington County faces low composite natural disaster risk (NRI Risk Index score 68.8, 69th national percentile), driven primarily by drought and hurricane exposure. Expected annual loss across all 18 hazard types is $27M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Drought | Medium | 3.21 / yr | $1M |
| Hurricane | Medium | 0.08 / yr | $4M |
| Winter Weather | Medium | 13.69 / yr | $217K |
| Landslide | Low | 0.46 / yr | $15K |
| Heat Wave | Medium | 3.47 / yr | $1M |
| Earthquake | Low | 0.00 / yr | $1M |
| Riverine Flood | Medium | 2.11 / yr | $14M |
| Lightning | Medium | 37.48 / yr | $491K |
| Strong Wind | Medium | 6.37 / yr | $881K |
| Hail | Low | 3.30 / yr | $473K |
| Tornado | Low | 0.26 / yr | $2M |
| Wildfire | Very Low | 0.00 / yr | $22K |
| Avalanche | Very Low | 0.01 / yr | $139 |
| Cold Wave | Low | 1.90 / yr | $465K |
| Ice Storm | Low | 0.73 / yr | $32K |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Washington County?
Washington County has a composite FEMA National Risk Index score of 68.8 out of 100, placing it in the Low category and the 69th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Washington County?
The three highest-rated hazards are Drought (Medium, $1M EAL), Hurricane (Medium, $4M EAL), Winter Weather (Medium, $217K EAL). These account for most of the county's expected annual losses.
How does Washington County compare to other Maryland counties?
Washington County ranks #9 of 24 Maryland counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Washington County's $27M EAL is a statistical average, not a guarantee for any specific year or address.