Wicomico County

Maryland — Natural Disaster Risk Assessment

Low

Composite Risk Score

60.8

National percentile: 61th

Wicomico County faces low composite natural disaster risk (NRI Risk Index score 60.8, 61th national percentile), driven primarily by hurricane and wildfire exposure. Expected annual loss across all 18 hazard types is $24M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $24M Annualized county-level EAL
Social Vulnerability Low Population sensitivity
Community Resilience High Capacity to recover
Population 104K Latest estimate

Top Hazards

Hurricane
Medium $11M/yr
Wildfire
Low $482K/yr
Winter Weather
Medium $217K/yr

All 18 Hazard Risks

Hurricane Medium 0.22 / yr $11M
Wildfire Low 0.00 / yr $482K
Winter Weather Medium 5.95 / yr $217K
Drought Medium 4.08 / yr $793K
Lightning Medium 35.21 / yr $556K
Heat Wave Low 4.16 / yr $747K
Ice Storm Medium 0.34 / yr $154K
Earthquake Low 0.00 / yr $510K
Cold Wave Low 1.05 / yr $2M
Coastal Flood Low 3.65 / yr $432K
Riverine Flood Low 0.71 / yr $6M
Strong Wind Low 1.63 / yr $398K
Tornado Low 0.12 / yr $701K
Landslide Very Low 0.05 / yr $194
Hail Very Low 0.82 / yr $96K
Avalanche Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Wicomico County?

Wicomico County has a composite FEMA National Risk Index score of 60.8 out of 100, placing it in the Low category and the 61th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Wicomico County?

The three highest-rated hazards are Hurricane (Medium, $11M EAL), Wildfire (Low, $482K EAL), Winter Weather (Medium, $217K EAL). These account for most of the county's expected annual losses.

How does Wicomico County compare to other Maryland counties?

Wicomico County ranks #11 of 24 Maryland counties for overall natural disaster risk, with a low rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Wicomico County's $24M EAL is a statistical average, not a guarantee for any specific year or address.