Crow Wing County
Minnesota — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 78th
Crow Wing County faces low composite natural disaster risk (NRI Risk Index score 77.5, 78th national percentile), driven primarily by cold wave and riverine flood exposure. Expected annual loss across all 18 hazard types is $39M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Cold Wave | High | 14.27 / yr | $8M |
| Riverine Flood | Medium | 0.57 / yr | $26M |
| Strong Wind | Medium | 1.89 / yr | $1M |
| Wildfire | Low | 0.00 / yr | $303K |
| Hail | Medium | 2.95 / yr | $688K |
| Lightning | Medium | 30.33 / yr | $555K |
| Landslide | Low | 0.22 / yr | $4K |
| Tornado | Low | 0.33 / yr | $2M |
| Winter Weather | Low | 17.37 / yr | $91K |
| Heat Wave | Low | 1.53 / yr | $531K |
| Ice Storm | Low | 0.27 / yr | $87K |
| Drought | Low | 12.39 / yr | $89K |
| Earthquake | Very Low | 0.00 / yr | $11K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Hurricane | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Crow Wing County?
Crow Wing County has a composite FEMA National Risk Index score of 77.5 out of 100, placing it in the Low category and the 78th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Crow Wing County?
The three highest-rated hazards are Cold Wave (High, $8M EAL), Riverine Flood (Medium, $26M EAL), Strong Wind (Medium, $1M EAL). These account for most of the county's expected annual losses.
How does Crow Wing County compare to other Minnesota counties?
Crow Wing County ranks #10 of 87 Minnesota counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Crow Wing County's $39M EAL is a statistical average, not a guarantee for any specific year or address.