Atoka County

Oklahoma — Natural Disaster Risk Assessment

Very Low

Composite Risk Score

30.4

National percentile: 30th

Atoka County faces very low composite natural disaster risk (NRI Risk Index score 30.4, 30th national percentile), driven primarily by hail and ice storm exposure. Expected annual loss across all 18 hazard types is $7M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $7M Annualized county-level EAL
Social Vulnerability High Population sensitivity
Community Resilience Very Low Capacity to recover
Population 14K Latest estimate

Top Hazards

Hail
High $2M/yr
Ice Storm
High $547K/yr
Wildfire
Low $502K/yr

All 18 Hazard Risks

Hail High 6.14 / yr $2M
Ice Storm High 1.47 / yr $547K
Wildfire Low 0.01 / yr $502K
Drought Medium 41.18 / yr $364K
Heat Wave Low 21.21 / yr $550K
Tornado Low 0.75 / yr $936K
Landslide Very Low 0.45 / yr $555
Winter Weather Low 5.21 / yr $29K
Hurricane Very Low 0.01 / yr $17K
Earthquake Very Low 0.00 / yr $87K
Cold Wave Low 1.26 / yr $393K
Lightning Low 58.48 / yr $89K
Strong Wind Low 3.04 / yr $190K
Riverine Flood Very Low 0.79 / yr $2M
Avalanche Very Low 0.00 / yr $0
Coastal Flood Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Atoka County?

Atoka County has a composite FEMA National Risk Index score of 30.4 out of 100, placing it in the Very Low category and the 30th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Atoka County?

The three highest-rated hazards are Hail (High, $2M EAL), Ice Storm (High, $547K EAL), Wildfire (Low, $502K EAL). These account for most of the county's expected annual losses.

How does Atoka County compare to other Oklahoma counties?

Atoka County ranks #65 of 77 Oklahoma counties for overall natural disaster risk, with a very low rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Atoka County's $7M EAL is a statistical average, not a guarantee for any specific year or address.