Coal County
Oklahoma — Natural Disaster Risk Assessment
Very LowComposite Risk Score
National percentile: 32th
Coal County faces very low composite natural disaster risk (NRI Risk Index score 32.4, 32th national percentile), driven primarily by hail and wildfire exposure. Expected annual loss across all 18 hazard types is $6M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Hail | High | 6.97 / yr | $2M |
| Wildfire | Low | 0.01 / yr | $484K |
| Drought | Medium | 43.07 / yr | $640K |
| Ice Storm | Medium | 1.79 / yr | $217K |
| Landslide | Very Low | 0.18 / yr | $1K |
| Tornado | Low | 0.46 / yr | $771K |
| Heat Wave | Low | 20.89 / yr | $203K |
| Cold Wave | Low | 1.32 / yr | $261K |
| Earthquake | Very Low | 0.00 / yr | $51K |
| Hurricane | Very Low | 0.01 / yr | $6K |
| Winter Weather | Very Low | 6.11 / yr | $12K |
| Lightning | Very Low | 55.74 / yr | $36K |
| Strong Wind | Very Low | 3.27 / yr | $80K |
| Riverine Flood | Very Low | 0.50 / yr | $876K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Coal County?
Coal County has a composite FEMA National Risk Index score of 32.4 out of 100, placing it in the Very Low category and the 32th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Coal County?
The three highest-rated hazards are Hail (High, $2M EAL), Wildfire (Low, $484K EAL), Drought (Medium, $640K EAL). These account for most of the county's expected annual losses.
How does Coal County compare to other Oklahoma counties?
Coal County ranks #61 of 77 Oklahoma counties for overall natural disaster risk, with a very low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Coal County's $6M EAL is a statistical average, not a guarantee for any specific year or address.