Trousdale County

Tennessee — Natural Disaster Risk Assessment

Very Low

Composite Risk Score

6.1

National percentile: 6th

Trousdale County faces very low composite natural disaster risk (NRI Risk Index score 6.1, 6th national percentile), driven primarily by earthquake and cold wave exposure. Expected annual loss across all 18 hazard types is $5M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $5M Annualized county-level EAL
Social Vulnerability Very Low Population sensitivity
Community Resilience Low Capacity to recover
Population 12K Latest estimate

Top Hazards

Earthquake
Very Low $184K/yr
Cold Wave
Low $736K/yr
Tornado
Low $795K/yr

All 18 Hazard Risks

Earthquake Very Low 0.00 / yr $184K
Cold Wave Low 1.16 / yr $736K
Tornado Low 0.09 / yr $795K
Strong Wind Low 6.26 / yr $369K
Ice Storm Very Low 0.68 / yr $34K
Landslide Very Low 0.15 / yr $266
Winter Weather Very Low 5.89 / yr $27K
Drought Very Low 5.42 / yr $6K
Heat Wave Very Low 4.26 / yr $81K
Hail Very Low 3.30 / yr $77K
Riverine Flood Very Low 0.61 / yr $2M
Lightning Very Low 57.11 / yr $59K
Hurricane Very Low 0.01 / yr $754
Wildfire Very Low 0.00 / yr $2K
Avalanche Very Low 0.00 / yr $0
Coastal Flood Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Trousdale County?

Trousdale County has a composite FEMA National Risk Index score of 6.1 out of 100, placing it in the Very Low category and the 6th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Trousdale County?

The three highest-rated hazards are Earthquake (Very Low, $184K EAL), Cold Wave (Low, $736K EAL), Tornado (Low, $795K EAL). These account for most of the county's expected annual losses.

How does Trousdale County compare to other Tennessee counties?

Trousdale County ranks #93 of 95 Tennessee counties for overall natural disaster risk, with a very low rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Trousdale County's $5M EAL is a statistical average, not a guarantee for any specific year or address.