Bowie County
Texas — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 79th
Bowie County faces low composite natural disaster risk (NRI Risk Index score 79.0, 79th national percentile), driven primarily by hail and ice storm exposure. Expected annual loss across all 18 hazard types is $33M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Hail | High | 5.18 / yr | $5M |
| Ice Storm | Very High | 0.87 / yr | $2M |
| Tornado | High | 0.67 / yr | $8M |
| Heat Wave | Medium | 18.95 / yr | $3M |
| Lightning | High | 60.38 / yr | $792K |
| Earthquake | Low | 0.00 / yr | $958K |
| Winter Weather | Medium | 4.26 / yr | $133K |
| Wildfire | Low | 0.00 / yr | $203K |
| Drought | Medium | 22.52 / yr | $441K |
| Riverine Flood | Low | 1.86 / yr | $10M |
| Cold Wave | Low | 0.95 / yr | $1M |
| Strong Wind | Medium | 4.95 / yr | $508K |
| Hurricane | Very Low | 0.01 / yr | $61K |
| Landslide | Very Low | 0.14 / yr | $164 |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Bowie County?
Bowie County has a composite FEMA National Risk Index score of 79.0 out of 100, placing it in the Low category and the 79th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Bowie County?
The three highest-rated hazards are Hail (High, $5M EAL), Ice Storm (Very High, $2M EAL), Tornado (High, $8M EAL). These account for most of the county's expected annual losses.
How does Bowie County compare to other Texas counties?
Bowie County ranks #56 of 254 Texas counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Bowie County's $33M EAL is a statistical average, not a guarantee for any specific year or address.