Hale County
Texas — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 78th
Hale County faces low composite natural disaster risk (NRI Risk Index score 78.4, 78th national percentile), driven primarily by hail and drought exposure. Expected annual loss across all 18 hazard types is $31M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Hail | Very High | 5.75 / yr | $16M |
| Drought | High | 84.45 / yr | $2M |
| Winter Weather | High | 7.68 / yr | $367K |
| Tornado | Medium | 0.82 / yr | $4M |
| Strong Wind | High | 2.57 / yr | $1M |
| Wildfire | Low | 0.00 / yr | $255K |
| Lightning | Medium | 47.89 / yr | $507K |
| Cold Wave | Medium | 1.53 / yr | $2M |
| Ice Storm | Medium | 0.59 / yr | $149K |
| Riverine Flood | Low | 1.04 / yr | $4M |
| Earthquake | Very Low | 0.00 / yr | $137K |
| Hurricane | Very Low | 0.01 / yr | $23K |
| Heat Wave | Very Low | 1.37 / yr | $121K |
| Landslide | Very Low | 0.09 / yr | $2 |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Hale County?
Hale County has a composite FEMA National Risk Index score of 78.4 out of 100, placing it in the Low category and the 78th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Hale County?
The three highest-rated hazards are Hail (Very High, $16M EAL), Drought (High, $2M EAL), Winter Weather (High, $367K EAL). These account for most of the county's expected annual losses.
How does Hale County compare to other Texas counties?
Hale County ranks #58 of 254 Texas counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Hale County's $31M EAL is a statistical average, not a guarantee for any specific year or address.