Guadalupe County

Texas — Natural Disaster Risk Assessment

Medium

Composite Risk Score

91.5

National percentile: 92th

Guadalupe County faces medium composite natural disaster risk (NRI Risk Index score 91.5, 92th national percentile), driven primarily by riverine flood and tornado exposure. Expected annual loss across all 18 hazard types is $124M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $124M Annualized county-level EAL
Social Vulnerability Very Low Population sensitivity
Community Resilience Medium Capacity to recover
Population 173K Latest estimate

Top Hazards

Riverine Flood
High $100M/yr
Tornado
High $10M/yr
Hail
Medium $2M/yr

All 18 Hazard Risks

Riverine Flood High 2.89 / yr $100M
Tornado High 0.31 / yr $10M
Hail Medium 3.04 / yr $2M
Lightning High 48.52 / yr $1M
Heat Wave Medium 10.58 / yr $3M
Winter Weather Medium 2.58 / yr $318K
Drought Medium 74.62 / yr $1M
Wildfire Low 0.00 / yr $310K
Cold Wave Medium 0.53 / yr $3M
Hurricane Low 0.06 / yr $509K
Strong Wind Medium 1.23 / yr $901K
Ice Storm Low 0.30 / yr $104K
Landslide Very Low 0.08 / yr $257
Earthquake Very Low 0.00 / yr $36K
Avalanche Very Low 0.00 / yr $0
Coastal Flood Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Guadalupe County?

Guadalupe County has a composite FEMA National Risk Index score of 91.5 out of 100, placing it in the Medium category and the 92th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Guadalupe County?

The three highest-rated hazards are Riverine Flood (High, $100M EAL), Tornado (High, $10M EAL), Hail (Medium, $2M EAL). These account for most of the county's expected annual losses.

How does Guadalupe County compare to other Texas counties?

Guadalupe County ranks #19 of 254 Texas counties for overall natural disaster risk, with a medium rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Guadalupe County's $124M EAL is a statistical average, not a guarantee for any specific year or address.