Harrison County
Texas — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 78th
Harrison County faces low composite natural disaster risk (NRI Risk Index score 77.7, 78th national percentile), driven primarily by ice storm and tornado exposure. Expected annual loss across all 18 hazard types is $29M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Ice Storm | Very High | 1.34 / yr | $2M |
| Tornado | High | 0.84 / yr | $8M |
| Heat Wave | Medium | 20.00 / yr | $3M |
| Hail | Medium | 5.50 / yr | $1M |
| Cold Wave | High | 0.79 / yr | $5M |
| Wildfire | Low | 0.00 / yr | $236K |
| Winter Weather | Medium | 3.11 / yr | $106K |
| Hurricane | Low | 0.04 / yr | $434K |
| Strong Wind | Medium | 6.34 / yr | $702K |
| Drought | Medium | 25.11 / yr | $335K |
| Lightning | Medium | 62.42 / yr | $338K |
| Riverine Flood | Low | 1.61 / yr | $8M |
| Earthquake | Very Low | 0.00 / yr | $281K |
| Landslide | Very Low | 0.19 / yr | $635 |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Harrison County?
Harrison County has a composite FEMA National Risk Index score of 77.7 out of 100, placing it in the Low category and the 78th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Harrison County?
The three highest-rated hazards are Ice Storm (Very High, $2M EAL), Tornado (High, $8M EAL), Heat Wave (Medium, $3M EAL). These account for most of the county's expected annual losses.
How does Harrison County compare to other Texas counties?
Harrison County ranks #59 of 254 Texas counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Harrison County's $29M EAL is a statistical average, not a guarantee for any specific year or address.