Hartley County
Texas — Natural Disaster Risk Assessment
Very LowComposite Risk Score
National percentile: 33th
Hartley County faces very low composite natural disaster risk (NRI Risk Index score 33.1, 33th national percentile), driven primarily by drought and cold wave exposure. Expected annual loss across all 18 hazard types is $14M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Drought | High | 129.97 / yr | $6M |
| Cold Wave | Medium | 2.85 / yr | $4M |
| Winter Weather | Medium | 11.23 / yr | $181K |
| Wildfire | Low | 0.00 / yr | $246K |
| Hail | Low | 5.26 / yr | $727K |
| Strong Wind | Medium | 2.10 / yr | $1M |
| Lightning | Low | 46.60 / yr | $179K |
| Tornado | Low | 0.66 / yr | $527K |
| Earthquake | Very Low | 0.00 / yr | $59K |
| Ice Storm | Very Low | 0.20 / yr | $22K |
| Heat Wave | Very Low | 0.95 / yr | $13K |
| Riverine Flood | Very Low | 0.29 / yr | $960K |
| Landslide | Very Low | 0.19 / yr | $4 |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Hurricane | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Hartley County?
Hartley County has a composite FEMA National Risk Index score of 33.1 out of 100, placing it in the Very Low category and the 33th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Hartley County?
The three highest-rated hazards are Drought (High, $6M EAL), Cold Wave (Medium, $4M EAL), Winter Weather (Medium, $181K EAL). These account for most of the county's expected annual losses.
How does Hartley County compare to other Texas counties?
Hartley County ranks #163 of 254 Texas counties for overall natural disaster risk, with a very low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Hartley County's $14M EAL is a statistical average, not a guarantee for any specific year or address.