Live Oak County
Texas — Natural Disaster Risk Assessment
Very LowComposite Risk Score
National percentile: 34th
Live Oak County faces very low composite natural disaster risk (NRI Risk Index score 33.7, 34th national percentile), driven primarily by cold wave and hurricane exposure. Expected annual loss across all 18 hazard types is $7M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Cold Wave | Medium | 2.58 / yr | $3M |
| Hurricane | Low | 0.09 / yr | $1M |
| Drought | Medium | 67.46 / yr | $256K |
| Heat Wave | Low | 10.58 / yr | $328K |
| Wildfire | Very Low | 0.00 / yr | $25K |
| Hail | Low | 1.43 / yr | $122K |
| Tornado | Low | 0.40 / yr | $553K |
| Ice Storm | Low | 0.23 / yr | $21K |
| Riverine Flood | Very Low | 1.71 / yr | $2M |
| Lightning | Very Low | 45.66 / yr | $36K |
| Landslide | Very Low | 0.10 / yr | $34 |
| Strong Wind | Very Low | 0.78 / yr | $70K |
| Winter Weather | Very Low | 1.05 / yr | $7K |
| Earthquake | Very Low | 0.00 / yr | $3K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Live Oak County?
Live Oak County has a composite FEMA National Risk Index score of 33.7 out of 100, placing it in the Very Low category and the 34th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Live Oak County?
The three highest-rated hazards are Cold Wave (Medium, $3M EAL), Hurricane (Low, $1M EAL), Drought (Medium, $256K EAL). These account for most of the county's expected annual losses.
How does Live Oak County compare to other Texas counties?
Live Oak County ranks #162 of 254 Texas counties for overall natural disaster risk, with a very low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Live Oak County's $7M EAL is a statistical average, not a guarantee for any specific year or address.