Rains County
Texas — Natural Disaster Risk Assessment
Very LowComposite Risk Score
National percentile: 14th
Rains County faces very low composite natural disaster risk (NRI Risk Index score 14.1, 14th national percentile), driven primarily by ice storm and tornado exposure. Expected annual loss across all 18 hazard types is $6M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Ice Storm | High | 1.10 / yr | $500K |
| Tornado | Low | 0.20 / yr | $2M |
| Drought | Low | 31.00 / yr | $224K |
| Heat Wave | Low | 15.63 / yr | $331K |
| Hail | Low | 5.81 / yr | $222K |
| Wildfire | Very Low | 0.00 / yr | $29K |
| Hurricane | Very Low | 0.01 / yr | $34K |
| Cold Wave | Low | 0.79 / yr | $478K |
| Strong Wind | Low | 4.19 / yr | $290K |
| Lightning | Low | 56.61 / yr | $101K |
| Earthquake | Very Low | 0.00 / yr | $34K |
| Winter Weather | Very Low | 3.32 / yr | $13K |
| Riverine Flood | Very Low | 0.61 / yr | $2M |
| Landslide | Very Low | 0.03 / yr | $9 |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Rains County?
Rains County has a composite FEMA National Risk Index score of 14.1 out of 100, placing it in the Very Low category and the 14th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Rains County?
The three highest-rated hazards are Ice Storm (High, $500K EAL), Tornado (Low, $2M EAL), Drought (Low, $224K EAL). These account for most of the county's expected annual losses.
How does Rains County compare to other Texas counties?
Rains County ranks #204 of 254 Texas counties for overall natural disaster risk, with a very low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Rains County's $6M EAL is a statistical average, not a guarantee for any specific year or address.