Hail Risk by State & County
Ranked by FEMA National Risk Index hail hazard score · code HAIL
Hail risk reflects ice stones from severe thunderstorms that damage property and crops. FEMA's National Risk Index scores each county's hail hazard from its expected annual loss, annualized event frequency, and exposed population. Dallas County, Texas currently leads the nation with a hail score of 100.0 and $128M in expected annual loss. Texas, Colorado, Missouri account for much of the highest-rated hail risk in this dataset.
Read the full hail risk guide — how FEMA scores it and how to prepare →
Hail Risk by State
| # | State | Expected Ann. Loss | Avg. Score | Rating | Counties Rated |
|---|---|---|---|---|---|
| 1 | Texas | $835M | High | 254 of 254 | |
| 2 | Colorado | $341M | Medium | 64 of 64 | |
| 3 | Nebraska | $272M | High | 93 of 93 | |
| 4 | Kansas | $149M | High | 105 of 105 | |
| 5 | Wisconsin | $134M | High | 72 of 72 | |
| 6 | Iowa | $129M | High | 99 of 99 | |
| 7 | Minnesota | $128M | High | 87 of 87 | |
| 8 | Missouri | $123M | Medium | 115 of 115 | |
| 9 | Oklahoma | $120M | High | 77 of 77 | |
| 10 | Ohio | $97M | High | 88 of 88 | |
| 11 | Illinois | $86M | Medium | 102 of 102 | |
| 12 | Kentucky | $67M | Medium | 120 of 120 | |
| 13 | Georgia | $66M | Medium | 159 of 159 | |
| 14 | North Dakota | $62M | High | 53 of 53 | |
| 15 | Michigan | $58M | Medium | 83 of 83 | |
| 16 | Mississippi | $52M | Medium | 82 of 82 | |
| 17 | Indiana | $51M | Medium | 92 of 92 | |
| 18 | North Carolina | $50M | Medium | 100 of 100 | |
| 19 | South Dakota | $36M | Medium | 66 of 66 | |
| 20 | Louisiana | $32M | Medium | 64 of 64 | |
| 21 | Arkansas | $32M | Medium | 75 of 75 | |
| 22 | Arizona | $29M | Medium | 15 of 15 | |
| 23 | Florida | $26M | Low | 67 of 67 | |
| 24 | Virginia | $23M | Low | 133 of 133 | |
| 25 | New York | $21M | Medium | 62 of 62 | |
| 26 | South Carolina | $21M | Medium | 46 of 46 | |
| 27 | Tennessee | $19M | Low | 95 of 95 | |
| 28 | California | $16M | Low | 58 of 58 | |
| 29 | New Mexico | $16M | Medium | 33 of 33 | |
| 30 | Pennsylvania | $15M | Low | 67 of 67 | |
| 31 | Maryland | $14M | Medium | 24 of 24 | |
| 32 | Wyoming | $12M | Medium | 23 of 23 | |
| 33 | Alabama | $10M | Low | 67 of 67 | |
| 34 | Montana | $9M | Low | 56 of 56 | |
| 35 | West Virginia | $9M | Low | 55 of 55 | |
| 36 | Washington | $6M | Low | 39 of 39 | |
| 37 | Nevada | $5M | Very Low | 17 of 17 | |
| 38 | Idaho | $4M | Very Low | 44 of 44 | |
| 39 | District of Columbia | $4M | Very High | 1 of 1 | |
| 40 | New Jersey | $4M | Low | 21 of 21 | |
| 41 | Massachusetts | $4M | Low | 14 of 14 | |
| 42 | Oregon | $4M | Low | 36 of 36 | |
| 43 | Maine | $3M | Low | 16 of 16 | |
| 44 | Connecticut | $2M | Low | 9 of 9 | |
| 45 | Utah | $2M | Very Low | 29 of 29 | |
| 46 | New Hampshire | $1M | Low | 10 of 10 | |
| 47 | Vermont | $829K | Very Low | 14 of 14 | |
| 48 | Rhode Island | $656K | Very Low | 5 of 5 | |
| 49 | Delaware | $639K | Medium | 3 of 3 | |
| 50 | Hawaii | $51K | Very Low | 5 of 5 | |
| 51 | Alaska | $40K | Very Low | 30 of 30 |
States ranked by total expected annual hail losses; the average score is the mean over all counties, counting unrated counties as zero.
Riskiest Counties for Hail
| # | County | State | Hail Score | Rating | Ann. Freq. | Ann. Loss |
|---|---|---|---|---|---|---|
| 1 | Dallas County | TX | Very High | 8.92 / yr | $128M | |
| 2 | Tarrant County | TX | Very High | 9.42 / yr | $113M | |
| 3 | Bexar County | TX | Very High | 2.96 / yr | $72M | |
| 4 | Collin County | TX | Very High | 8.79 / yr | $97M | |
| 5 | Denver County | CO | Very High | 8.29 / yr | $72M | |
| 6 | Lubbock County | TX | Very High | 4.93 / yr | $35M | |
| 7 | Jefferson County | CO | Very High | 6.86 / yr | $58M | |
| 8 | Arapahoe County | CO | Very High | 8.62 / yr | $64M | |
| 9 | St. Louis County | MO | Very High | 5.26 / yr | $38M | |
| 10 | Oklahoma County | OK | Very High | 11.21 / yr | $27M | |
| 11 | Denton County | TX | Very High | 9.74 / yr | $43M | |
| 12 | Adams County | CO | Very High | 8.16 / yr | $44M | |
| 13 | Hennepin County | MN | Very High | 6.41 / yr | $31M | |
| 14 | El Paso County | TX | Very High | 0.43 / yr | $15M | |
| 15 | Potter County | TX | Very High | 8.39 / yr | $20M | |
| 16 | Maricopa County | AZ | Very High | 0.28 / yr | $24M | |
| 17 | Douglas County | NE | Very High | 6.87 / yr | $24M | |
| 18 | Warren County | KY | Very High | 3.14 / yr | $23M | |
| 19 | Travis County | TX | Very High | 3.90 / yr | $25M | |
| 20 | Jackson County | MO | Very High | 8.17 / yr | $21M | |
| 21 | Hale County | TX | Very High | 5.75 / yr | $16M | |
| 22 | Hinds County | MS | Very High | 4.16 / yr | $13M | |
| 23 | Taylor County | TX | Very High | 5.65 / yr | $19M | |
| 24 | Columbia County | WI | Very High | 3.64 / yr | $21M | |
| 25 | Hidalgo County | TX | Very High | 0.55 / yr | $10M |
Showing the top 25 seeded counties for hail risk.