Kay County
Oklahoma — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 80th
Kay County faces low composite natural disaster risk (NRI Risk Index score 79.9, 80th national percentile), driven primarily by ice storm and cold wave exposure. Expected annual loss across all 18 hazard types is $34M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Ice Storm | High | 0.79 / yr | $1M |
| Cold Wave | High | 2.68 / yr | $8M |
| Tornado | High | 0.91 / yr | $8M |
| Hail | Medium | 9.60 / yr | $2M |
| Wildfire | Low | 0.00 / yr | $883K |
| Drought | Medium | 59.24 / yr | $938K |
| Heat Wave | Medium | 17.32 / yr | $1M |
| Winter Weather | Medium | 8.89 / yr | $137K |
| Riverine Flood | Low | 2.11 / yr | $10M |
| Strong Wind | Medium | 6.66 / yr | $645K |
| Lightning | Medium | 51.19 / yr | $258K |
| Earthquake | Very Low | 0.00 / yr | $248K |
| Landslide | Very Low | 0.14 / yr | $1K |
| Hurricane | Very Low | 0.01 / yr | $7K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Kay County?
Kay County has a composite FEMA National Risk Index score of 79.9 out of 100, placing it in the Low category and the 80th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Kay County?
The three highest-rated hazards are Ice Storm (High, $1M EAL), Cold Wave (High, $8M EAL), Tornado (High, $8M EAL). These account for most of the county's expected annual losses.
How does Kay County compare to other Oklahoma counties?
Kay County ranks #15 of 77 Oklahoma counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Kay County's $34M EAL is a statistical average, not a guarantee for any specific year or address.