Osage County

Oklahoma — Natural Disaster Risk Assessment

Low

Composite Risk Score

78.1

National percentile: 78th

Osage County faces low composite natural disaster risk (NRI Risk Index score 78.1, 78th national percentile), driven primarily by ice storm and wildfire exposure. Expected annual loss across all 18 hazard types is $28M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $28M Annualized county-level EAL
Social Vulnerability Very High Population sensitivity
Community Resilience Low Capacity to recover
Population 46K Latest estimate

Top Hazards

Ice Storm
Very High $1M/yr
Wildfire
Medium $2M/yr
Heat Wave
Medium $2M/yr

All 18 Hazard Risks

Ice Storm Very High 0.86 / yr $1M
Wildfire Medium 0.01 / yr $2M
Heat Wave Medium 23.58 / yr $2M
Drought Medium 56.14 / yr $1M
Tornado Medium 2.35 / yr $5M
Landslide Medium 0.89 / yr $32K
Cold Wave Medium 2.05 / yr $3M
Riverine Flood Medium 2.07 / yr $12M
Winter Weather Medium 9.53 / yr $118K
Strong Wind Medium 7.02 / yr $547K
Lightning Low 52.57 / yr $192K
Earthquake Very Low 0.00 / yr $146K
Hail Very Low 9.26 / yr $84K
Hurricane Very Low 0.01 / yr $9K
Avalanche Very Low 0.00 / yr $0
Coastal Flood Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Osage County?

Osage County has a composite FEMA National Risk Index score of 78.1 out of 100, placing it in the Low category and the 78th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Osage County?

The three highest-rated hazards are Ice Storm (Very High, $1M EAL), Wildfire (Medium, $2M EAL), Heat Wave (Medium, $2M EAL). These account for most of the county's expected annual losses.

How does Osage County compare to other Oklahoma counties?

Osage County ranks #17 of 77 Oklahoma counties for overall natural disaster risk, with a low rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Osage County's $28M EAL is a statistical average, not a guarantee for any specific year or address.