Florence County
Wisconsin — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 54th
Florence County faces low composite natural disaster risk (NRI Risk Index score 54.2, 54th national percentile), driven primarily by cold wave and hail exposure. Expected annual loss across all 18 hazard types is $18M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Cold Wave | High | 8.47 / yr | $16M |
| Hail | Low | 1.33 / yr | $212K |
| Lightning | Very Low | 27.32 / yr | $63K |
| Winter Weather | Very Low | 16.69 / yr | $15K |
| Drought | Very Low | 1.66 / yr | $75 |
| Riverine Flood | Very Low | 0.25 / yr | $1M |
| Tornado | Very Low | 0.06 / yr | $77K |
| Landslide | Very Low | 0.15 / yr | $23 |
| Strong Wind | Very Low | 1.41 / yr | $62K |
| Wildfire | Very Low | 0.00 / yr | $3K |
| Heat Wave | Very Low | 0.37 / yr | $5K |
| Ice Storm | Very Low | 0.01 / yr | $329 |
| Earthquake | Very Low | 0.00 / yr | $544 |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Hurricane | Very Low | 0.01 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Florence County?
Florence County has a composite FEMA National Risk Index score of 54.2 out of 100, placing it in the Low category and the 54th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Florence County?
The three highest-rated hazards are Cold Wave (High, $16M EAL), Hail (Low, $212K EAL), Lightning (Very Low, $63K EAL). These account for most of the county's expected annual losses.
How does Florence County compare to other Wisconsin counties?
Florence County ranks #44 of 72 Wisconsin counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Florence County's $18M EAL is a statistical average, not a guarantee for any specific year or address.