Milwaukee County

Wisconsin — Natural Disaster Risk Assessment

High

Composite Risk Score

98.4

National percentile: 98th

Milwaukee County faces high composite natural disaster risk (NRI Risk Index score 98.4, 98th national percentile), driven primarily by cold wave and heat wave exposure. Expected annual loss across all 18 hazard types is $342M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $342M Annualized county-level EAL
Social Vulnerability High Population sensitivity
Community Resilience Very High Capacity to recover
Population 939K Latest estimate

Top Hazards

Cold Wave
Very High $177M/yr
Heat Wave
High $25M/yr
Tornado
Very High $32M/yr

All 18 Hazard Risks

Cold Wave Very High 4.89 / yr $177M
Heat Wave High 3.11 / yr $25M
Tornado Very High 0.40 / yr $32M
Riverine Flood High 2.11 / yr $101M
Winter Weather Very High 15.84 / yr $819K
Strong Wind High 3.13 / yr $3M
Hail Medium 2.71 / yr $1M
Earthquake Low 0.00 / yr $2M
Ice Storm Medium 0.47 / yr $287K
Lightning Medium 33.72 / yr $309K
Coastal Flood Very Low 0.01 / yr $7K
Landslide Very Low 0.05 / yr $290
Wildfire Very Low 0.00 / yr $12K
Hurricane Very Low 0.01 / yr $5K
Drought Very Low 1.46 / yr $1K
Avalanche Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Milwaukee County?

Milwaukee County has a composite FEMA National Risk Index score of 98.4 out of 100, placing it in the High category and the 98th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Milwaukee County?

The three highest-rated hazards are Cold Wave (Very High, $177M EAL), Heat Wave (High, $25M EAL), Tornado (Very High, $32M EAL). These account for most of the county's expected annual losses.

How does Milwaukee County compare to other Wisconsin counties?

Milwaukee County ranks #1 of 72 Wisconsin counties for overall natural disaster risk, with a high rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Milwaukee County's $342M EAL is a statistical average, not a guarantee for any specific year or address.