La Crosse County
Wisconsin — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 81th
La Crosse County faces low composite natural disaster risk (NRI Risk Index score 80.5, 81th national percentile), driven primarily by cold wave and hail exposure. Expected annual loss across all 18 hazard types is $54M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Cold Wave | High | 6.95 / yr | $19M |
| Hail | High | 3.58 / yr | $4M |
| Landslide | Medium | 0.46 / yr | $101K |
| Heat Wave | Medium | 3.68 / yr | $3M |
| Tornado | Medium | 0.20 / yr | $6M |
| Strong Wind | Medium | 2.98 / yr | $1M |
| Riverine Flood | Medium | 2.32 / yr | $19M |
| Winter Weather | Medium | 16.26 / yr | $150K |
| Lightning | Low | 35.85 / yr | $349K |
| Ice Storm | Low | 0.13 / yr | $74K |
| Drought | Very Low | 4.83 / yr | $21K |
| Earthquake | Very Low | 0.00 / yr | $44K |
| Wildfire | Very Low | 0.00 / yr | $5K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Hurricane | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for La Crosse County?
La Crosse County has a composite FEMA National Risk Index score of 80.5 out of 100, placing it in the Low category and the 81th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in La Crosse County?
The three highest-rated hazards are Cold Wave (High, $19M EAL), Hail (High, $4M EAL), Landslide (Medium, $101K EAL). These account for most of the county's expected annual losses.
How does La Crosse County compare to other Wisconsin counties?
La Crosse County ranks #11 of 72 Wisconsin counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. La Crosse County's $54M EAL is a statistical average, not a guarantee for any specific year or address.