Racine County
Wisconsin — Natural Disaster Risk Assessment
MediumComposite Risk Score
National percentile: 85th
Racine County faces medium composite natural disaster risk (NRI Risk Index score 85.4, 85th national percentile), driven primarily by cold wave and tornado exposure. Expected annual loss across all 18 hazard types is $64M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Cold Wave | High | 4.89 / yr | $15M |
| Tornado | High | 0.31 / yr | $11M |
| Hail | Medium | 3.40 / yr | $2M |
| Strong Wind | High | 3.94 / yr | $2M |
| Riverine Flood | Medium | 1.64 / yr | $30M |
| Lightning | High | 35.44 / yr | $957K |
| Heat Wave | Medium | 3.21 / yr | $2M |
| Winter Weather | Medium | 15.63 / yr | $185K |
| Earthquake | Low | 0.00 / yr | $548K |
| Ice Storm | Low | 0.59 / yr | $85K |
| Drought | Low | 4.18 / yr | $133K |
| Landslide | Very Low | 0.05 / yr | $478 |
| Wildfire | Very Low | 0.00 / yr | $16K |
| Coastal Flood | Very Low | 0.01 / yr | $2K |
| Hurricane | Very Low | 0.01 / yr | $6K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Racine County?
Racine County has a composite FEMA National Risk Index score of 85.4 out of 100, placing it in the Medium category and the 85th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Racine County?
The three highest-rated hazards are Cold Wave (High, $15M EAL), Tornado (High, $11M EAL), Hail (Medium, $2M EAL). These account for most of the county's expected annual losses.
How does Racine County compare to other Wisconsin counties?
Racine County ranks #8 of 72 Wisconsin counties for overall natural disaster risk, with a medium rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Racine County's $64M EAL is a statistical average, not a guarantee for any specific year or address.